Farm Machinery Finance

In addition to supplying equipment and machinery Cotswold Farm Machinery can also help you to arrange finance for your business through a financial specialist. We can provide you with help to find the most effective financial product for your particular needs. The major products that are available are as follows:

Lease Purchase
An agreement that has a repayment structure with a final balloon payment giving the customer a number of options, namely:

Operating Lease
An agreement where you make use of the machine for a given period and pay the finance company a rental for that usage. At the end of the period of hire, the machine is returned to the finance company. A maintenance contract can be included with this type of agreement.

Contract Hire
An agreement where you make use of the machine for a given period and pay the finance company a rental for that usage. At the end of the period of hire, the machine is returned to the dealer who supplied the goods. A maintenance contract can be included with this type of agreement.

Finance Lease
An agreement where title to the equipment never passes to the end user. The agreement length is usually set up to mirror the expected life of the equipment within your business.

Hire Purchase
Ownership of the goods remain with the Finance Company until the last payment is made. Tax benefits with this type of agreement are as if if you owned the equipment.

All CNH Capital agreements can easily be tailored to match your cash flow, which allows you to make repayments when it is most suitable for your business, often reducing overall costs.